We won’t sugarcoat it – this has been a tough time for the markets.
After President Trump’s sweeping rollout of new tariffs, U.S. stocks had their worst single-day drop since the early pandemic on Thursday, April 3rd.1 The S&P 500 fell nearly 5%, the Nasdaq tumbled close to 6%, and the Dow dropped over 1,600 points.2 Concerns over a full-scale trade war sent global markets reeling and investor confidence took a sharp hit.
From major retailers to energy companies, few sectors were spared. At the same time, rising tariffs on auto imports and goods from countries like China, Vietnam, and the European Union are fueling fears of inflation, reduced consumer spending, and even the possibility of a recession.2
It’s no surprise if you’re feeling uneasy. You’re definitely not alone.
Here’s what we want you to remember: times like these are why we build diversified portfolios and personalized plans. You are not invested directly in the S&P 500 or the Nasdaq. Instead, your portfolio is designed to span a range of asset classes, sectors, and geographies – and we intentionally include strategies and instruments beyond equities that are intended to help cushion against volatility.
While market indexes may grab headlines when they swing, your strategy is built with long-term goals in mind, not short-term reactions.
That said, this downturn is real – and it’s unsettling. So here’s what we can do:
It’s also worth noting that even during times like this, there are bright spots. Not every sector is falling, and some defensive areas like consumer staples have held up well. This reinforces why diversification matters – because we don’t try to predict the future, we prepare for it.
If you’re feeling unsettled or just want to talk it through, we’re here. Your peace of mind is as important as your portfolio.
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This commentary reflects general trends, not the specific results of your portfolio. Every investment strategy is personalized to your goals, risk tolerance, and time horizon. If your returns don’t match the market, that’s by design and often to your long-term advantage.
Sources:
1. NBC News, 2025 [URL: https://www.nbcnews.com/
2. Fox Business, 2025 [URL: https://www.foxbusiness.com/
Disclosure: This commentary is for informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. Individual portfolio performance will vary based on investment strategy, asset allocation, and other factors. Always consult your financial advisor before making any investment decisions.
Risk Disclosure: Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance does not guarantee future results.
This material is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. The content is developed from sources believed to be providing accurate information; no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability, or usefulness of any information. Consult your financial professional before making any investment decision. For illustrative use only.
This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific situation with a qualified tax professional.
Advisory services offered through Wilon Wealth Management, a Registered Investment Adviser Firm.
